Title Use Case


Before using Title Services, please review implementation guides between business partners for security and privacy.

Business Triggers

Title Purchaser Request for payoff amounts, request Guarantee of title, and request confirmation of Vehicle Owner to Lienholder

Title Purchaser send Lien Release Payment to Lienholder

Lienholder sends Lienholder Payoff Confirmation

Lienholder sends release confirmation and notification to the Title Purchaser


Title is transferred to appropriate party.

Industry Benefits
Industry Segments
Industry Benefits
    • Establishment of an accurate and efficient industry standard - by and for industry participants - to be used in the creation and industry standard implementation of electronic messaging for title processing.
    • XML electronic messages provide capability and flexibility for smaller-scale organizations and applications.
    • Facilitates the integration of title related messages exchange.
    • Eliminates redundant data entry and other manual processes which allows for improved integration of title processing information across applications.
    • Management of the standard by CIECA streamlines development, approval, revision, enhancement and publication.
    • Establishes a base for future work in the Salvage Disposition and Title Processing industries
    • Improved timeliness for DMV Title Processing
    • Improves timeliness for Lienholder Releases
    • Improves the efficiency for customer contact regarding electronic signatures on titles or power of attorney documents
    • Creates efficiencies in title process and improves cycle time for all vehicle sales and total loss and theft claims
    • Cost savings in manpower in all organizations
    • Enable parties to reduce cycle repair time by increased accuracy and quality title process to remove liens help by lienholders, gain owner transfer approval (POA)
    • Reduce cycle time for salvage vehicles
Industry Segments

Data Recipients

Department of Motor Vehicles (DMV)

DMV Interface Companies

Electronic Document/Signature Companies

Information Provider


Salvage Buyers

Salvage Provider

Salvage Vendors/Salvors

Title Clearinghouse Companies (TPA)

Title Warehousing Companies

Vehicle Resale Providers

Vehicle Owners